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Every news program seems to represent the U.S. mortgage crisis with African American families being evicted or block after block of empty houses in slums Detroit. These images, however, does not represent how the foreclosure is affecting Americans of all ethnic groups, and not primarily minorities who are losing homes.

To be sure, minorities such as blacks and Latinos were subprime mortgages more proportion to the rest of America, on a series of legitimate and discriminatory reasons. Subrpime was in the mortgage segment of the housing market started the foreclosure crisis in.

However, the largest ethnic group of Americans are white, so the largest number of foreclosures are happening in white neighborhoods throughout the country. No major housing market was saved from the glut of cheap money and loans to people who could not pay. The upper middle class areas of California are generally not considered to be primarily African American communities. Foreclosure is happening everywhere.

Media communication, however, often represent the mortgage crisis with images of lower-class blacks from losing their homes and being evicted from obviously dilapidated properties. The subtle message to other ethnic groups is that it helps them feel better about their own situation, black, with only homeowners are mostly in foreclosure and is not a problem that affects most Americans.

Really, though, these kinds of representations of the mortgage crisis they merely create a false perception that they are "other people" in "state of the slums" who will lose their homes. Since the media communication seems to see the crisis if it is mostly black in street clothes being expelled, there is little incentive to propose real solutions to help these owners housing.

Contrast these images with those of predominantly white Wall Street and auto executives fantasy costumes asking for bailouts in front of a predominantly white Congress. The representations of each group in crisis (owners versus black white executives) establishes the perception of media media are trying to convey to the rest of us. "Look at the importance of these old, rich white men – they obviously need our help and support to more poor black people "is the nonverbal message.

However, foreclosure and economic calamity spreads across all ethnic groups because of the actions of these companies working with the government. It is true that minorities are suffering a bit from foreclosure, but not out of proportion. The main difference is how the media present and contrast the problems of owners and executives of enterprises through the use of low status and high level of false images.

If members of Congress are watching the news, or take campaign contributions from organizations news, or in charge of regulating the national airwaves, you should not ask why the rich get kids to steal 700 billion U.S. dollars of poor people.

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Nick writes for the ForeclosureFish. website, which gives homeowners the advice and resources they need to stop mortgage foreclosure on their own and defend themselves against the bank’s lawsuit. The site describes numerous methods to save a home, including foreclosure loans, loss mitigation, stopping a sheriff sale, bankruptcy, and more. Visit the site here on the web today to download an e-book describing the basic of the foreclosure process and how you can stop it most effectively: http://www.foreclosurefish.net/

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